Why Third-Party Motor Insurance Isn’t Just a Legal Requirement — It’s a Smart Move
When it comes to driving on Nigerian roads, one thing is certain: uncertainty is part of the journey. From unpredictable traffic situations to reckless road users, accidents can happen — often when we least expect them. That’s where Third-Party Motor Insurance comes in — not just as a legal checkbox, but as a wise layer of protection for you and others.
What is Third-Party Motor Insurance?
Third-party motor insurance is the minimum level of insurance required by law in Nigeria. It provides coverage for damages or injuries you may cause to another person, their vehicle, or property while driving your car. In simpler terms — if you’re at fault in an accident, your insurer takes care of the costs for the other party involved.
It doesn’t cover your own car’s damage or loss, but it does shield you from the financial and legal strain of paying out-of-pocket for third-party liabilities — which can quickly run into hundreds of thousands of naira, or more.
Why is it Important?
- It’s the Law
Driving without valid third-party insurance is illegal in Nigeria and could lead to fines, penalties, or even vehicle impoundment. Staying covered keeps you on the right side of the law.
- It Protects Your Pocket
Accidents happen — and when they do, the financial responsibility can be overwhelming. Third-party insurance covers those unexpected expenses so you’re not hit with a sudden, heavy bill.
- It Shows Responsibility
Holding a valid insurance policy means you’re a responsible driver who values life, property, and the peace of mind of others on the road.
- It Gives You Peace of Mind
Whether you’re on a quick school run or a cross-state business trip, third-party insurance helps you drive with confidence, knowing you’re legally and financially protected.
Why Choose Capital Express Indemnity Insurance?
At Capital Express Indemnity Insurance, we don’t just sell policies — we offer peace of mind with a personal touch. Our third-party motor insurance plans are affordable, reliable, and designed to give you swift support when you need it most.
Let us worry about the risks — so you can focus on the road ahead.
-Get insured.
-Stay protected.
-Drive with confidence.
Get started
Click Capital Express Insurance Portal to purchase your Third-Party Motor Insurance policy today and join thousands of smart, protected drivers across Nigeria.
📞07059770508
📩info@ceiil.ng
DODGE THE FINE, NOT THE LAW: Third-Party Insurance Enforcement is Here
Recognizing the risks involved in road transportation, Nigerian authorities are stepping up enforcement. Starting February 1, 2025, the National Insurance Commission (NAICOM) and the Nigeria Police Force (NPF) will intensify crackdowns on noncompliant drivers. The consequences? Stiff fines of up to ₦250,000, possible imprisonment for a year, and vehicle impoundment. Many motorists may plead ignorance, but as the saying goes, “Ignorance of the law is no excuse.” A moment of negligence could mean hours in court or, worse, finding yourself stranded on the roadside as your vehicle gets towed away.
The good news? Avoiding this headache is easy. For just ₦15,000—about the cost of a few suya outings—you can secure your third-party motor insurance for an entire year. This policy doesn’t just protect you from penalties; it covers up to ₦3 million in third-party damages, injuries, and fatalities. Compared to the stress and financial burden of settling accident costs out of pocket, this is a no-brainer. The question isn’t whether you can afford it—it’s whether you can afford not to have it. The time to act is now!
The good news is, Capital Express Indemnity Insurance Limited has made the process simple. In just few minutes, you can finalise your insurance. All you need to do is visit www.ceiil.com.ng, follow the process and your insurance certificate will be ready.
For more information on this insurance policy, please visit https://www.ceiil.ng Alternatively, you can contact us on 07059770508(call or WhatsApp)